Financial independence is not rocket science, after years of trial and error (and some embarrassing money mistakes), I’ve figured out what works. Let’s cut through the noise and get real about this. Make Friends with Your Money (AKA Budgeting) Notice how your money tends to vanish into thin air? I’ve Been there. I used to … Read more
Financial freedom is that elusive state everyone seems to be chasing but few really understand. Between social media “finance gurus” selling courses and your relatives giving outdated advice, it’s hard to know what’s true. Let’s bust some myths and get real about what financial freedom actually looks like. Myth 1: You Need a Six-Figure Income … Read more
Let’s talk about money in a real way that actually makes sense for families juggling soccer practice, grocery runs, and those last-minute school projects. Following are 5 simple steps I followed for my family: The Family Emergency Fund You know that sinking feeling when the washing machine breaks down or your kid needs unexpected dental … Read more
Have you ever noticed how some people seem to have their money life all figured out? They’re not different, I did the same for my wealth planning, you can also follow these seven manageable baby steps to achieve your financial freedom. All of the below points can be summarised into 5 pillars of financial freedom, … Read more
What if you could quit your job decades before your hair turns gray? That’s the dream behind FIRE – Financial Independence, Retire Early. Picture breaking free from your desk while you’re still young enough to truly enjoy life. FIRE followers save most of their paycheck, often 50-70%. But don’t worry, they’re not living on bread … Read more
How to achieve Financial Independence? Explained in simple language Almost everyone in today’s era wish to have financial independence. At least most of the people I have met wish so. Isn’t it? However most of them have no idea how to become financially independent? Oh yes, I have heard this term many times in TV … Read more
Seven Baby steps towards financial freedom Do you know how marathon runners are trained? If someone thinks he should run a marathon, and goes for the run very next morning what will happen? It will be a disaster for him. Right? A marathon runner must start small initially with 1 kilometer, 2 kilometers run and so … Read more
Do you often drag yourself into impulsive buying? “An impulse purchase or impulse buying is an unplanned decision to buy a product or service, made just before a purchase.One who tends to make such purchases is referred to as an impulse purchaser or impulse buyer. Research findings suggest that emotions and feelings play a … Read more
“A money leak in a simple language is the money you have spent but you don’t know where you spent. “ Money leaks are just like water leaks from a container. End of the day you don’t know that water is leaking and container becomes empty. “For example you draw INR 2000 from ATM on … Read more