In personal finance and money management, emergency fund is the first line of defense against the unexpected problems in life. Financial emergencies can happen anytime, and most of the time they occur without warning. Times are good, you can draw money on your credit card, or you can swipe your card to get new TV/New … Read more
We’ve all heard the saying “a rupee saved is a rupee earned,” right? But here’s the thing – it’s actually not correct. The reality is much more powerful: a rupee saved is worth significantly more than a rupee earned. Here’s why this matters to everyday life, and why understanding this concept might completely change how … Read more
Getting money sorted doesn’t require an economics degree or financial wizardry. After years of watching people struggle with their finances, it’s clear that managing money isn’t complicated – it’s more like basic hygiene. Most people just need to do a few simple things consistently. Start Where You Are, Not Where You Think You Should Be … Read more
A popular credit card ad says “There are some things money can’t buy, for others there is MXXXXXCard.” Money isn’t everything, but without it, we can’t survive. We need money for food, shelter, basic services, and security. Money Through Life’s Stages As students, we need money for education. My friend worked two jobs while studying … Read more
The journey to wealth requires a series of correct steps at the right times to keep your finances healthy. However, certain mistakes can ruin years of hard work & self-control. Below, I’ve discussed these 7 crucial steps that can destroy your wealth plans. Overspending Consider overspending a slow leak in your financial boat, you might … Read more